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Frequently Asked Questions
Common Questions Answered for your convenience.
How fast can I get life insurance?
You can be approved in as quickly as 48-hours without needing a medical exam.
Do you have living benefits?
Yes. We offer term and permanent options with full living benefits. Allowing you to access your benefit for certain medical events.
Do you offer life insurance with cash-value?
Yes. We offer whole life and Indexed-Universal Life (IUL) coverage with a cash-value building component.
Do I have to be retired to use an annuity?
No. You can use annuities while you are actively working. Annuities can be used for saving for retirement.
Can I lose money in fixed annuities?
No. You cannot lose money in fixed annuities. They offer full downside protection or a guaranteed rate of return.
What are your fees?
We do not charge fees for our services. We get paid from the insurance carriers directly.